How to Get Your Life and Health Insurance License in 5 Steps!

There are many things to consider after making the decision to obtain your life and health insurance license. Beginning a new career can be an incredibly exciting time, while it can also be daunting working in an unfamiliar industry. Here at mindhub.com, insurance education has been simplified through our 360 Training Insurance License Prep Courses and training materials. Some states also require a certain number of in-person training hours before you can sit for a state licensing exam. Below, we have outlined the general steps to becoming a successfully licensed insurance agent.

Step 1:
Make sure your personality is a fit to perform the job & gain understanding of the requirements.
Insurance agents hear "no" far more than they hear "yes." The financial growth and employment flexibilities are well worth the effort for those who can handle frequent rejection. Ask yourself a few questions:
•    Do I have people skills?
•    Do I possess a strong personality?

•    Is a general knowledge and understanding of the life and health insurance industry something that I am willing to work to attain?

If you answered yes to all of these questions, it’s safe to say you have what it takes to begin working your way into a new career as a Licensed Life and Health Insurance Agent.

Step 2:
Insurance pre-licensing courses are a pre-requisite to sit for the exams offered by your state.
Life & health insurance training classes online provide training geared to your state’s specific qualification guidelines, including a pre-exam, thoroughly preparing you for your state exam. 360 Training’s life insurance preparation materials help deliver the knowledge needed to ensure confidence and comfort in your new role, while being able to work at your own pace and in the comfort of your home.

Step 3:
Take the state licensing exam.
Once all of the prior requirements have been met, be sure to check your state’s specifics on in-person training, as you may be required to participate in on-site training as well. From here, you are ready to take the state licensing exam, which covers insurance basics and specific insurance laws in your state. Check your state's insurance department website for details on scheduling your exam.

Step 4:
 Apply for an insurance broker's license.
You must submit to your state’s insurance department the application, proof of education (if required by your state) and proof that you have passed your state exam. You must renew the license after a designated period of time, usually every two years, depending upon the state in which you are becoming licensed.

Step 5:
 Begin networking in order to build your personal & business brand.
Seek out insurance associations and become a member of those in your area, as well as the National Association of Insurance and Financial Advisers, the National Alliance of Life Companies, and the National Association of Independent Life Brokerage Agencies. Joining organizations with a strong presence in your area will help you to gain networking opportunities and be involved in a group's training, while continuing to learn from your peers.

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